Home Equity Loan Rates

Bankrate.com's Overnight Averages are the numbers that also appear under the title: Today's Averages. These are more volatile numbers depending on which institutions report that day. The nightly averages can pick up day-to-day fluctuations in rates.

• For the overnight averages, approximately 4,000 banks are surveyed each week in 173 markets in 50 states and the District of Columbia.