VA Loans and Home Equity Lines of CreditA VA refinance transaction involves repayment of your current real estate debt from the proceeds of your new VA mortgage that has the same borrower(s) using the same property. This is called a "Cash Out" Refinance. Cash-Out Refinances are used for homes that are used as a principal
residence by its owner. That owner can refinance for up to 90% of
the appraised value (Not available in Texas) plus all closing costs
if the property can withstand the designated loan to value ratio.
There is no minimum amount of time that you must own your home,
yet your home must have sufficient equity to qualify for the loan.
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| Last Updated: February 14, 2005 |